Beta · UK home insurance

Compare oncover,not just price.

Upload any UK home insurance document — policy, quote or renewal — and see what you’re actually covered for. The bits comparison sites quietly skip.

No signup Free in beta Nothing stored
Scanned policy
Aviva Home · 2026 renewal
Parsed in 8s
Buildings sum insured£500,000
Contents sum insured£75,000
Accidental damageNot included
Escape of water excess£500
Subsidence excess£1,000
Personal possessions£3,500 · away cover
Alt. accommodation£50,000
3 cover gaps vs last year — accidental damage dropped, subsidence excess up £500, valuables limit cut.

Reads policies from

AvivaDirect LineAdmiralHastingsLV=NFU MutualChurchillHalifax+ any UK insurer

Scan a policy

PDF, scanned image, IPID or full wording — drop it in.

Files stay on the server only long enough to extract text. Nothing is stored.

How it works

Three steps. No account. No data retention.

1
Upload
Drop in your renewal schedule, quote, or full policy PDF.
2
Parse
We extract sums insured, excesses, endorsements and exclusions.
3
Compare
See your real cover side-by-side, not the headline price.
Every cover line
Buildings, contents, excesses, sums insured, endorsements, exclusions — extracted into structured fields.
Cover gap detection
Compare year-on-year or against a new quote. We flag what's been dropped, capped or excluded.
Plain English
No more 'subject to the provisions of clause 4.7'. We translate the small print into something readable.

Why this exists

Comparison sites optimise for price. Cover gets quietly trimmed — lower sums insured, missing accidental damage, higher excesses, sneaky exclusions. PolicyScanner pulls the cover out of your documents in plain English so you can compare like-for-like.

Common questions

Is my document stored?

No. Files stay on the server only long enough to extract text. No retention, no sharing, no training data.

Which insurers does this work with?

Any UK home insurance document — policy schedule, IPID, renewal letter, or full policy wording. We've tested with the major insurers and brokers; format-agnostic parsing handles the rest.

Is this regulated financial advice?

No. PolicyScanner is a parsing and comparison tool, not financial advice. It helps you see what's in your documents, but the choice is yours. For advice, speak to an FCA-regulated broker.

How much does it cost?

Free during beta. Long-term, we plan to earn commission only when you choose to switch through us — never from your data.

See what your policy actually covers.

Takes under two minutes. No signup required.

Scan a policy